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	<title>Comments on: Frugal Holiday Tip Contest!!!</title>
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	<link>http://www.frugalupstate.com/frugal-living/frugal-holiday-tip-contest/</link>
	<description>Use what you have, get creative and save!</description>
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		<title>By: Melissa M</title>
		<link>http://www.frugalupstate.com/frugal-living/frugal-holiday-tip-contest/comment-page-15/#comment-35823</link>
		<dc:creator>Melissa M</dc:creator>
		<pubDate>Sat, 16 Oct 2010 13:27:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.frugalupstate.com/2008/11/frugal-holiday-tip-contest.html#comment-35823</guid>
		<description>I am a subscriber to Frugal Upstart.  My other savings tip is to save and recycle holiday bags and tissue paper.  Buying these new everytime can really add to the cost of each gift.</description>
		<content:encoded><![CDATA[<p>I am a subscriber to Frugal Upstart.  My other savings tip is to save and recycle holiday bags and tissue paper.  Buying these new everytime can really add to the cost of each gift.</p>
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		<title>By: Melissa M</title>
		<link>http://www.frugalupstate.com/frugal-living/frugal-holiday-tip-contest/comment-page-15/#comment-35822</link>
		<dc:creator>Melissa M</dc:creator>
		<pubDate>Sat, 16 Oct 2010 13:23:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.frugalupstate.com/2008/11/frugal-holiday-tip-contest.html#comment-35822</guid>
		<description>My holiday savings tips are to make a list of each person you need to buy for and start shopping early.  That way you can search for coupons, discounts, etc. and you are not pressured to buy something at the last minute.  Also, to accumulate Swagbucks throughout the year and redeem for Amazon gift cards (I often find the best deals on Amazon) to use for Christmas gifts.  Also, I plan to send an e-Christmas card this year. In an effort to save money I purchased a membership to americangreetings.com and have sent ecards for birthdays, etc. rather than actual cards.  At $3-4 a card this has really saved me money!  Finally, wait until after the holiday to buy decorations, Christmas cards, etc. so that they are extremely discounted!</description>
		<content:encoded><![CDATA[<p>My holiday savings tips are to make a list of each person you need to buy for and start shopping early.  That way you can search for coupons, discounts, etc. and you are not pressured to buy something at the last minute.  Also, to accumulate Swagbucks throughout the year and redeem for Amazon gift cards (I often find the best deals on Amazon) to use for Christmas gifts.  Also, I plan to send an e-Christmas card this year. In an effort to save money I purchased a membership to americangreetings.com and have sent ecards for birthdays, etc. rather than actual cards.  At $3-4 a card this has really saved me money!  Finally, wait until after the holiday to buy decorations, Christmas cards, etc. so that they are extremely discounted!</p>
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		<title>By: Jenny AW</title>
		<link>http://www.frugalupstate.com/frugal-living/frugal-holiday-tip-contest/comment-page-15/#comment-13840</link>
		<dc:creator>Jenny AW</dc:creator>
		<pubDate>Thu, 24 Sep 2009 23:39:10 +0000</pubDate>
		<guid isPermaLink="false">http://www.frugalupstate.com/2008/11/frugal-holiday-tip-contest.html#comment-13840</guid>
		<description>Please delete 1st post. Sept 24, 2009 at 7:34 p.m.

Buy Christmas decorations after Christmas when price are up to 75% off.</description>
		<content:encoded><![CDATA[<p>Please delete 1st post. Sept 24, 2009 at 7:34 p.m.</p>
<p>Buy Christmas decorations after Christmas when price are up to 75% off.</p>
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		<title>By: Jenny AW</title>
		<link>http://www.frugalupstate.com/frugal-living/frugal-holiday-tip-contest/comment-page-15/#comment-13839</link>
		<dc:creator>Jenny AW</dc:creator>
		<pubDate>Thu, 24 Sep 2009 23:37:03 +0000</pubDate>
		<guid isPermaLink="false">http://www.frugalupstate.com/2008/11/frugal-holiday-tip-contest.html#comment-13839</guid>
		<description>email subscriber...buy Christmas gifts on Christmas Eve for best prices...selection may not be as good but will be cheaper.</description>
		<content:encoded><![CDATA[<p>email subscriber&#8230;buy Christmas gifts on Christmas Eve for best prices&#8230;selection may not be as good but will be cheaper.</p>
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		<title>By: Jenny AW</title>
		<link>http://www.frugalupstate.com/frugal-living/frugal-holiday-tip-contest/comment-page-15/#comment-13838</link>
		<dc:creator>Jenny AW</dc:creator>
		<pubDate>Thu, 24 Sep 2009 23:34:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.frugalupstate.com/2008/11/frugal-holiday-tip-contest.html#comment-13838</guid>
		<description>Wait for things to go on sale.  Compare sale prices and see if other stores have a matching price policy.</description>
		<content:encoded><![CDATA[<p>Wait for things to go on sale.  Compare sale prices and see if other stores have a matching price policy.</p>
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		<title>By: Eve Fraser</title>
		<link>http://www.frugalupstate.com/frugal-living/frugal-holiday-tip-contest/comment-page-15/#comment-8798</link>
		<dc:creator>Eve Fraser</dc:creator>
		<pubDate>Sat, 20 Jun 2009 19:27:52 +0000</pubDate>
		<guid isPermaLink="false">http://www.frugalupstate.com/2008/11/frugal-holiday-tip-contest.html#comment-8798</guid>
		<description>If you use very few minutes a month and don&#039;t need a fancy fancy phone try Net10 they are always 10 cents a minute, Pay as you go and o contracts.</description>
		<content:encoded><![CDATA[<p>If you use very few minutes a month and don&#8217;t need a fancy fancy phone try Net10 they are always 10 cents a minute, Pay as you go and o contracts.</p>
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		<title>By: AmandaK</title>
		<link>http://www.frugalupstate.com/frugal-living/frugal-holiday-tip-contest/comment-page-15/#comment-6731</link>
		<dc:creator>AmandaK</dc:creator>
		<pubDate>Mon, 15 Dec 2008 20:20:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.frugalupstate.com/2008/11/frugal-holiday-tip-contest.html#comment-6731</guid>
		<description>My family and I buy our Christmas presents through out the year. That way, when Christmas time comes, we aren&#039;t rushing out into the stores to find what we want. It makes it much easier, and we have more money to spend on other things we may need.&lt;br/&gt;&lt;br/&gt;orchestratenoise0726[at]yahoo[dot]com</description>
		<content:encoded><![CDATA[<p>My family and I buy our Christmas presents through out the year. That way, when Christmas time comes, we aren&#8217;t rushing out into the stores to find what we want. It makes it much easier, and we have more money to spend on other things we may need.</p>
<p>orchestratenoise0726[at]yahoo[dot]com</p>
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		<title>By: Crazy Cat Lady</title>
		<link>http://www.frugalupstate.com/frugal-living/frugal-holiday-tip-contest/comment-page-15/#comment-6730</link>
		<dc:creator>Crazy Cat Lady</dc:creator>
		<pubDate>Mon, 15 Dec 2008 19:28:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.frugalupstate.com/2008/11/frugal-holiday-tip-contest.html#comment-6730</guid>
		<description>&lt;b&gt;My best &quot;different&quot; tip would be to teach your children to value old fashion hard work instead of commercialized Fads. Have them make their own christmas cards and tree decorations. If you have a Gift exchange amongst adult, have it a NO BUY rule... you have to make it with your own hands!&lt;br/&gt;&lt;br/&gt;I&#039;m sure that&#039;s not the kind of tip your looking for especially in this day and age!&lt;br/&gt;&lt;br/&gt;Also, I make a list of whom I need to buy for IN JANUARY, then throughout the year I buy items on clearance and/or with coupons. Stick to the list. Do not impulse buy! My wallet does not know what retail means because I refuse to purchase gifts at retail. I&#039;m not a scrooge...really. It&#039;s just that when your bring home pay is less than 1,000 per month you stretch where and when you can.&lt;br/&gt;&lt;br/&gt;Same goes for decorations, those that we don&#039;t make, we purchase AFTER the holidays and put them away for the following year.&lt;br/&gt;&lt;br/&gt;Stockpile items with coupons so you are buying them at about 90% OFF. Purchasing a case of ketchup, mayo, beans, whatever... will keep you from paying full price throughout the rest of the year! One time I bought 9 PALLETS of toilet paper (15 four packs to a pallet) because I had a coupon that made them free. We gave 1 pallet to the food pantry, divided 1 pallet up among friends &amp; family and the rest we kept. It lasted 2 years!&lt;br/&gt;&lt;br/&gt;Thanks&lt;br/&gt;Tammy OHagan&lt;br/&gt;tammyohagan ~~~ AT ~~~ westco ~~~ DOT ~~~ net&lt;/b&gt;</description>
		<content:encoded><![CDATA[<p><b>My best &quot;different&quot; tip would be to teach your children to value old fashion hard work instead of commercialized Fads. Have them make their own christmas cards and tree decorations. If you have a Gift exchange amongst adult, have it a NO BUY rule&#8230; you have to make it with your own hands!</p>
<p>I&#39;m sure that&#39;s not the kind of tip your looking for especially in this day and age!</p>
<p>Also, I make a list of whom I need to buy for IN JANUARY, then throughout the year I buy items on clearance and/or with coupons. Stick to the list. Do not impulse buy! My wallet does not know what retail means because I refuse to purchase gifts at retail. I&#39;m not a scrooge&#8230;really. It&#39;s just that when your bring home pay is less than 1,000 per month you stretch where and when you can.</p>
<p>Same goes for decorations, those that we don&#39;t make, we purchase AFTER the holidays and put them away for the following year.</p>
<p>Stockpile items with coupons so you are buying them at about 90% OFF. Purchasing a case of ketchup, mayo, beans, whatever&#8230; will keep you from paying full price throughout the rest of the year! One time I bought 9 PALLETS of toilet paper (15 four packs to a pallet) because I had a coupon that made them free. We gave 1 pallet to the food pantry, divided 1 pallet up among friends &amp; family and the rest we kept. It lasted 2 years!</p>
<p>Thanks<br />Tammy OHagan<br />tammyohagan ~~~ AT ~~~ westco ~~~ DOT ~~~ net</b></p>
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		<title>By: tracey73110</title>
		<link>http://www.frugalupstate.com/frugal-living/frugal-holiday-tip-contest/comment-page-15/#comment-6729</link>
		<dc:creator>tracey73110</dc:creator>
		<pubDate>Mon, 15 Dec 2008 19:26:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.frugalupstate.com/2008/11/frugal-holiday-tip-contest.html#comment-6729</guid>
		<description>i use my coupons and check all ads for the cheapest price. thanks and merry christmas everyone. miketra@sbcglobal.net</description>
		<content:encoded><![CDATA[<p>i use my coupons and check all ads for the cheapest price. thanks and merry christmas everyone. <a href="mailto:miketra@sbcglobal.net">miketra@sbcglobal.net</a></p>
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		<title>By: Anonymous</title>
		<link>http://www.frugalupstate.com/frugal-living/frugal-holiday-tip-contest/comment-page-15/#comment-6728</link>
		<dc:creator>Anonymous</dc:creator>
		<pubDate>Mon, 15 Dec 2008 19:21:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.frugalupstate.com/2008/11/frugal-holiday-tip-contest.html#comment-6728</guid>
		<description>My best frugel idea is to go after the holiday for next years deals on decorations. I have found great things to do this and saved lots of money.&lt;br/&gt;Blessings, Monica M. from S. Texas</description>
		<content:encoded><![CDATA[<p>My best frugel idea is to go after the holiday for next years deals on decorations. I have found great things to do this and saved lots of money.<br />Blessings, Monica M. from S. Texas</p>
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