Comments on: How to Make A Budget In 5 Steps http://www.frugalupstate.com/frugal-philosophy/how-to-make-a-budget-in-5-steps/ Use what you have, get creative and save! Tue, 07 Feb 2012 23:06:41 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: August 6, 2011: What I Ate Today « RAWkin' RAW Vegan http://www.frugalupstate.com/frugal-philosophy/how-to-make-a-budget-in-5-steps/comment-page-1/#comment-77120 August 6, 2011: What I Ate Today « RAWkin' RAW Vegan Sat, 06 Aug 2011 15:35:50 +0000 http://www.frugalupstate.com/2009/01/how-to-make-a-budget-in-5-steps.html#comment-77120 [...] Failure to Budget-Do you know what’s coming in and what’s going out? Do you buy out of need or want? Check out this article:  How To Make a Budget in 5 Easy Steps. [...] [...] Failure to Budget-Do you know what’s coming in and what’s going out? Do you buy out of need or want? Check out this article:  How To Make a Budget in 5 Easy Steps. [...]

]]> By: Looking back at 2009 on Frugal Upstate | Frugal Upstate http://www.frugalupstate.com/frugal-philosophy/how-to-make-a-budget-in-5-steps/comment-page-1/#comment-19528 Looking back at 2009 on Frugal Upstate | Frugal Upstate Thu, 31 Dec 2009 12:38:15 +0000 http://www.frugalupstate.com/2009/01/how-to-make-a-budget-in-5-steps.html#comment-19528 [...] January: How to Make a Budget in 5 Easy Steps [...] [...] January: How to Make a Budget in 5 Easy Steps [...]

]]> By: 23 Basic Budgeting Resources http://www.frugalupstate.com/frugal-philosophy/how-to-make-a-budget-in-5-steps/comment-page-1/#comment-9775 23 Basic Budgeting Resources Wed, 15 Jul 2009 12:39:00 +0000 http://www.frugalupstate.com/2009/01/how-to-make-a-budget-in-5-steps.html#comment-9775 [...] How to Make a Budget in 5 Steps @Frugal Upstate [...] [...] How to Make a Budget in 5 Steps @Frugal Upstate [...]

]]> By: Andrea @ Mommy Snacks.net http://www.frugalupstate.com/frugal-philosophy/how-to-make-a-budget-in-5-steps/comment-page-1/#comment-7232 Andrea @ Mommy Snacks.net Sun, 18 Jan 2009 18:03:00 +0000 http://www.frugalupstate.com/2009/01/how-to-make-a-budget-in-5-steps.html#comment-7232 Jenn, great post! I think keeping everything in steps does something to help retain it so I appreciate the 5 steps here. Very informative but not overwhelming!<br/><br/>I personally use an excel spreadsheet to list out all expenses. I then use Microsoft Money for our check ledger. I love the reports I get to show me what categories I've spent the most in. It also gives me a nice (sometimes annoying, but helpful) pop-up reminder that says I've spent too much in a specific category. I know mint.com does something similar but it's "live" from my checking and I want to know what's coming up to post in my checking. <br/><br/>So, I use Money to post an entire month's expenses a month early. I know how much "extra" is leftover for paying on debt, fun or extra giving. <br/><br/>Again, great post! I'll be sending people this way!! Jenn, great post! I think keeping everything in steps does something to help retain it so I appreciate the 5 steps here. Very informative but not overwhelming!

I personally use an excel spreadsheet to list out all expenses. I then use Microsoft Money for our check ledger. I love the reports I get to show me what categories I’ve spent the most in. It also gives me a nice (sometimes annoying, but helpful) pop-up reminder that says I’ve spent too much in a specific category. I know mint.com does something similar but it’s “live” from my checking and I want to know what’s coming up to post in my checking.

So, I use Money to post an entire month’s expenses a month early. I know how much “extra” is leftover for paying on debt, fun or extra giving.

Again, great post! I’ll be sending people this way!!

]]> By: Addy Kujawa http://www.frugalupstate.com/frugal-philosophy/how-to-make-a-budget-in-5-steps/comment-page-1/#comment-7226 Addy Kujawa Sun, 18 Jan 2009 17:13:00 +0000 http://www.frugalupstate.com/2009/01/how-to-make-a-budget-in-5-steps.html#comment-7226 Great post! I found something that works for me - when I stick to it. I do exactly as your post states, income, expenses, variables. What I do with my variables is give us a reasonable amount of "cash" which took a few weeks of tracking to really figure out. Then we stick to that amount and we track everything we spend each week to be sure we aren't going over. If we see we're going to need to (birthday parties/gifts, etc.) one week then we try to tighten our belts a bit more if we can the week(s) before.<br/><br/>Addy Kujawa<br/>@addykujawa Great post! I found something that works for me – when I stick to it. I do exactly as your post states, income, expenses, variables. What I do with my variables is give us a reasonable amount of “cash” which took a few weeks of tracking to really figure out. Then we stick to that amount and we track everything we spend each week to be sure we aren’t going over. If we see we’re going to need to (birthday parties/gifts, etc.) one week then we try to tighten our belts a bit more if we can the week(s) before.

Addy Kujawa
@addykujawa

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