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	<title>Comments on: What is frugal living?</title>
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	<link>http://www.frugalupstate.com/philosophy/what-is-frugal-living/</link>
	<description>Use what you have, get creative and save!</description>
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		<title>By: Joy</title>
		<link>http://www.frugalupstate.com/philosophy/what-is-frugal-living/comment-page-1/#comment-23111</link>
		<dc:creator>Joy</dc:creator>
		<pubDate>Thu, 18 Feb 2010 13:02:16 +0000</pubDate>
		<guid isPermaLink="false">http://www.frugalupstate.com/?p=2638#comment-23111</guid>
		<description>Love this article!!  Just wanted to let you know that I&#039;ve linked it to the &quot;This &#039;n That Thursday&quot; post on my blog.
http://myreasonstoblog.blogspot.com/
Hope you have a great day!!!
~ Joy :)</description>
		<content:encoded><![CDATA[<p>Love this article!!  Just wanted to let you know that I&#8217;ve linked it to the &#8220;This &#8216;n That Thursday&#8221; post on my blog.<br />
<a href="http://myreasonstoblog.blogspot.com/"  rel="nofollow">http://myreasonstoblog.blogspot.com/</a><br />
Hope you have a great day!!!<br />
~ Joy <img src='http://www.frugalupstate.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>By: Savings Sunday: Valentine&#8217;s Day Edition &#124; IntelligentDebtSolutions.net</title>
		<link>http://www.frugalupstate.com/philosophy/what-is-frugal-living/comment-page-1/#comment-22823</link>
		<dc:creator>Savings Sunday: Valentine&#8217;s Day Edition &#124; IntelligentDebtSolutions.net</dc:creator>
		<pubDate>Mon, 15 Feb 2010 04:16:09 +0000</pubDate>
		<guid isPermaLink="false">http://www.frugalupstate.com/?p=2638#comment-22823</guid>
		<description>[...] on Insurance Do Kids Inherit Frugality? A Life Without Debt: Five Myths About Being Debt Free What is frugal living? [...]</description>
		<content:encoded><![CDATA[<p>[...] on Insurance Do Kids Inherit Frugality? A Life Without Debt: Five Myths About Being Debt Free What is frugal living? [...]</p>
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		<title>By: Week in Review: Winter Storms Edition :Buck$ome Boomer&#39;s Journey to Retirement</title>
		<link>http://www.frugalupstate.com/philosophy/what-is-frugal-living/comment-page-1/#comment-21049</link>
		<dc:creator>Week in Review: Winter Storms Edition :Buck$ome Boomer&#39;s Journey to Retirement</dc:creator>
		<pubDate>Sun, 24 Jan 2010 13:08:38 +0000</pubDate>
		<guid isPermaLink="false">http://www.frugalupstate.com/?p=2638#comment-21049</guid>
		<description>[...] What is frugal living?  Jenn @ Frugal Upstate discusses her views on what being frugal means. Her thoughts are similar to [...]</description>
		<content:encoded><![CDATA[<p>[...] What is frugal living?  Jenn @ Frugal Upstate discusses her views on what being frugal means. Her thoughts are similar to [...]</p>
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		<title>By: Deb</title>
		<link>http://www.frugalupstate.com/philosophy/what-is-frugal-living/comment-page-1/#comment-21000</link>
		<dc:creator>Deb</dc:creator>
		<pubDate>Sat, 23 Jan 2010 05:56:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.frugalupstate.com/?p=2638#comment-21000</guid>
		<description>I thank my lucky stars that I was raised by a depression era Mother that was from a family of 9 children.  I never even realized that our family was probably on the lower level of income until I was about 30 years old.  My parents both worked and we always had enough to eat and a nice house.  I also never saw a &quot;real&quot; band-aid until I was in public school or &quot;store bought&quot; cupcakes.  I could go on and on, but the point is that we were raised in a very frugal lifestyle and I know so many ways to stretch that dollar even though I really don&#039;t have to anymore, thanks to Mom. I am so thankful to have this lifetime of knowledge and be appreciative of it and not a person that always spends more than they have because of &quot;wants&quot; and not &quot;needs&quot;. Frugal means making the most of the money you have to me, please do not confuse this attitude and way of life with cheapness because that is not what it is about.</description>
		<content:encoded><![CDATA[<p>I thank my lucky stars that I was raised by a depression era Mother that was from a family of 9 children.  I never even realized that our family was probably on the lower level of income until I was about 30 years old.  My parents both worked and we always had enough to eat and a nice house.  I also never saw a &#8220;real&#8221; band-aid until I was in public school or &#8220;store bought&#8221; cupcakes.  I could go on and on, but the point is that we were raised in a very frugal lifestyle and I know so many ways to stretch that dollar even though I really don&#8217;t have to anymore, thanks to Mom. I am so thankful to have this lifetime of knowledge and be appreciative of it and not a person that always spends more than they have because of &#8220;wants&#8221; and not &#8220;needs&#8221;. Frugal means making the most of the money you have to me, please do not confuse this attitude and way of life with cheapness because that is not what it is about.</p>
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		<title>By: Frugal Upstate ponders: What is frugal living? &#124; Frugal Living News</title>
		<link>http://www.frugalupstate.com/philosophy/what-is-frugal-living/comment-page-1/#comment-20997</link>
		<dc:creator>Frugal Upstate ponders: What is frugal living? &#124; Frugal Living News</dc:creator>
		<pubDate>Sat, 23 Jan 2010 04:23:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.frugalupstate.com/?p=2638#comment-20997</guid>
		<description>[...] at Frugal Upstate tackles the question: What is frugal living? and details why she thinks it is more of a philosophy than &#8220;a set of [...]</description>
		<content:encoded><![CDATA[<p>[...] at Frugal Upstate tackles the question: What is frugal living? and details why she thinks it is more of a philosophy than &#8220;a set of [...]</p>
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		<title>By: Alice</title>
		<link>http://www.frugalupstate.com/philosophy/what-is-frugal-living/comment-page-1/#comment-20931</link>
		<dc:creator>Alice</dc:creator>
		<pubDate>Fri, 22 Jan 2010 00:57:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.frugalupstate.com/?p=2638#comment-20931</guid>
		<description>I&#039;ve learned so much about the philosophy of frugal this past year. I took a big pay cut a year ago -- it was either take a pay cut or get laid off. I chose the cut, and my family made some changes to our lifestyle that weren&#039;t as difficult to make as we thought.  It&#039;s all about being resourceful and making small changes that add up over time. As I&#039;ve learned in the world of business, making very small changes in lots of areas can have large payoffs when they&#039;re added together. Now that my company is rebounding some, and I have some of my pay restored, my family is committed to maintaining some of our frugal changes all in the name of using our dollars for things that have really big value to us.  

Prior to us shifting to the frugal mode, we threw way too much money around on things that didn&#039;t have much payoff.  Now we&#039;re re-prioritizing and realizing how we can save more for a rainy day and make our dollars work harder for us-- instead of having us work harder for our dollars!</description>
		<content:encoded><![CDATA[<p>I&#8217;ve learned so much about the philosophy of frugal this past year. I took a big pay cut a year ago &#8212; it was either take a pay cut or get laid off. I chose the cut, and my family made some changes to our lifestyle that weren&#8217;t as difficult to make as we thought.  It&#8217;s all about being resourceful and making small changes that add up over time. As I&#8217;ve learned in the world of business, making very small changes in lots of areas can have large payoffs when they&#8217;re added together. Now that my company is rebounding some, and I have some of my pay restored, my family is committed to maintaining some of our frugal changes all in the name of using our dollars for things that have really big value to us.  </p>
<p>Prior to us shifting to the frugal mode, we threw way too much money around on things that didn&#8217;t have much payoff.  Now we&#8217;re re-prioritizing and realizing how we can save more for a rainy day and make our dollars work harder for us&#8211; instead of having us work harder for our dollars!</p>
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		<title>By: Monroe on a Budget</title>
		<link>http://www.frugalupstate.com/philosophy/what-is-frugal-living/comment-page-1/#comment-20922</link>
		<dc:creator>Monroe on a Budget</dc:creator>
		<pubDate>Thu, 21 Jan 2010 21:37:13 +0000</pubDate>
		<guid isPermaLink="false">http://www.frugalupstate.com/?p=2638#comment-20922</guid>
		<description>While the details may vary from family to family, a good overall description of frugal living is resourceful living.</description>
		<content:encoded><![CDATA[<p>While the details may vary from family to family, a good overall description of frugal living is resourceful living.</p>
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		<title>By: More Opinions on "What is Frugal Living?" &#124; Frugal Upstate</title>
		<link>http://www.frugalupstate.com/philosophy/what-is-frugal-living/comment-page-1/#comment-20905</link>
		<dc:creator>More Opinions on "What is Frugal Living?" &#124; Frugal Upstate</dc:creator>
		<pubDate>Thu, 21 Jan 2010 17:02:51 +0000</pubDate>
		<guid isPermaLink="false">http://www.frugalupstate.com/?p=2638#comment-20905</guid>
		<description>[...] few days ago I wrote my thought on &#8220;What is Frugal Living?&#8220;, today I wanted to give you another perspective.  Here are what a few other bloggers [...]</description>
		<content:encoded><![CDATA[<p>[...] few days ago I wrote my thought on &#8220;What is Frugal Living?&#8220;, today I wanted to give you another perspective.  Here are what a few other bloggers [...]</p>
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	<item>
		<title>By: Hippo Flambe</title>
		<link>http://www.frugalupstate.com/philosophy/what-is-frugal-living/comment-page-1/#comment-20843</link>
		<dc:creator>Hippo Flambe</dc:creator>
		<pubDate>Wed, 20 Jan 2010 19:33:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.frugalupstate.com/?p=2638#comment-20843</guid>
		<description>I believe living frugally means getting the most value for your money.  For example I have a friend who is a farmer who thinks it is funny and a waste of money to buy seedlings when planting a garden rather then growing your own from seed.  However I know that when i buy a healthy and vigorous tomato seedling i will have a much larger tomato harvest.  I then can all the excess tomatoes from the plants and we have enough to last us through the winter.  For my situation it would not be frugal to start my own plants form seed.

Another example that comes to mind is my CSA share.  Several friends have tried having a CSA but they say it does not save them any money as they still spend the same amount on produce when shopping.  To be frugal with a CSA share you must use the produce from your share before you buy other items.

-Robin</description>
		<content:encoded><![CDATA[<p>I believe living frugally means getting the most value for your money.  For example I have a friend who is a farmer who thinks it is funny and a waste of money to buy seedlings when planting a garden rather then growing your own from seed.  However I know that when i buy a healthy and vigorous tomato seedling i will have a much larger tomato harvest.  I then can all the excess tomatoes from the plants and we have enough to last us through the winter.  For my situation it would not be frugal to start my own plants form seed.</p>
<p>Another example that comes to mind is my CSA share.  Several friends have tried having a CSA but they say it does not save them any money as they still spend the same amount on produce when shopping.  To be frugal with a CSA share you must use the produce from your share before you buy other items.</p>
<p>-Robin</p>
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		<title>By: Leslie</title>
		<link>http://www.frugalupstate.com/philosophy/what-is-frugal-living/comment-page-1/#comment-20835</link>
		<dc:creator>Leslie</dc:creator>
		<pubDate>Wed, 20 Jan 2010 17:27:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.frugalupstate.com/?p=2638#comment-20835</guid>
		<description>Wow! I never really thought about it before, but you are totally right. Thanks for sharing. Can&#039;t wait for more installments.
:)</description>
		<content:encoded><![CDATA[<p>Wow! I never really thought about it before, but you are totally right. Thanks for sharing. Can&#8217;t wait for more installments.<br />
 <img src='http://www.frugalupstate.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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